Protect Your Pipes
Depending on the region of the United States you’re in, you’ll need to protect your pipes from bursting this winter.
Here is Part two of Moving and Packing Tips. Pack a “first day” box with items you will need right away (dogs and cats included, hahaha….)
scissors
utility knife
local phone book
coffee cups
teakettle
instant coffee or tea, soft drinks
pencil and paper
soap
bath towels
trash bags
shelf liner
paper plates
snacks
toilet paper
children’s toys and books
furniture pads
hand truck or dolly
packing tape
bubble wrap
newspapers or
packing paper
scissors
utility knife
labels
felt-tip markers
cornstarch packing
“peanuts”
plenty of boxes
Pick up the truck as early as possible if you are
moving yourself.
Make a list of every item and box loaded on the truck.
Let the mover know how to reach you.
Double-check closets, cupboards, attic, basement
and garage for any left-behind items.
Be on hand at the new home to answer questions
and give instructions to the mover.
Check off boxes and items as they come off the truck.
Install new locks. Confirm that the utilities have been turned on and
are ready for use.
Unpack your “first day” box (see list above for suggested
contents).
Unpack children’s toys and find a safe place for them to play.
Examine your goods for damage.
written by Chasity Rodriguez
Social Media Director
These are my reading picks through Springtime. I hope you enjoy them along with other reading options through Sno-Isle Libraries which is still offering contact-free pick up and return of physical library materials. All online services and resources continue to be available. Sno-Isle Libraries is now currently offering limited in-building services at select Sno-Isle libraries. Visit there site here, sno-isle.org
Best friends Eulabee and Maria Fabiola have a vehement falling out after disagreeing on the nature of an act they witness while walking to their upscale all-girls’ school, and Maria Fabiola’s sudden disappearance soon after that exposes dark community secrets.
“Break the consumption cycle. There’s so much to do, and way too much to buy. Whether it’s through late night TV ads, social media, or other sources of influence, we are addicted to buying and then storing things. Sometimes we consume with no regret and other times we realize that we’re doing more harm than good to our wallets and our homes. It’s a constant cycle one that many are longing to break. Who wants their hard-earned money to go toward something that soon ends up in a landfill? A guide to eco-minimalism with a plan that is realistic. Manufacturing “stuff” exploits Earth’s precious (and finite) resources. And then there’s the harsh reality of where it all goes. Our discarded possessions ultimately head to landfills and contribute to environmental pollution, releasing greenhouse gases during breakdown and decomposition. Sustainable Minimalism is the solution. Empower yourself to incrementally incorporate the tenets of sustainable minimalism into your home and life. Learn to master the easiest tasks first and build upon your successes a practical and stress-free process.
I hope you enjoy the books I have chosen to put on our blog to read. Visit sno-isle.org to view other wonderful books that are available online. All online services and resources continue to be available. Sno-Isle Libraries is now currently offering limited in-building services at select Sno-Isle libraries. Visit there site here, sno-isle.org
written by Chasity Rodriguez
Social Media Director
by Chasity Rodriguez
It’s the New Year, but you’re probably back to your same old work from home schedule—taking calls from your couch, working late hours, and even checking emails on the weekends. In the midst of this ongoing pandemic, our work life has merged with our personal life so that there’s little separation between the two. “Many employers are piling greater responsibilities on their staff and promoting a culture of open communication outside of traditional work hours. Due to fear of losing their jobs, many individuals working from home feel obligated to meet these demands,” says Jeffrey Ditzell, D.O., a psychiatrist based in New York City. When work and life are under the same roof, it can be difficult to keep them balanced.
As hard as it may be in these times, maintaining a healthy balance between your work and your personal life is essential for your mental and physical health. People who have blurred, or nonresistant, boundaries between their work and personal lives tend to have higher levels of stress and feel more distressed over time. Eventually developing all of the health issues that come along with it, but the good news is you can prevent this imbalance and all of the negative impacts of it by drawing a fine line between your personal and professional life.
“Setting firm boundaries is crucial for a strong work-life balance,” says Regine Muradian, Psy.D., a clinical psychologist based in Los Angeles. Learning how to establish boundaries will set you on the route to keep your work-related activities in control and prioritize more time for yourself, even when the pandemic is over. Here are five Tips for a Healthy Work-Life Balance that will help you build great WFH habits.
Designate when you will start and end the workday. When you set these times in stone (as best as you can), avoid checking your work email or accounts outside of your allotted work hours. Use technology to your advantage by using the various apps and digital reminders that make it more difficult for you to break your own rules and access things outside of work time. Although technology can feel like it’s taking over our lives and infringing on our work-life balance, we can actually use it to our benefit in helping us stick to the boundaries we know are healthy for us. This can mean setting time limits, turning off your active status, or even activating an auto-reply to let others know you’re not available outside your work hours.
An imbalance between your work and personal life can be emotionally draining and cause burnout. Ensure you’re getting enough time each day to decompress and rest, which is necessary for your health and well-being. Make a habit to incorporate at least 10 minutes of mindfulness or yoga in your day. Prioritizing this time will help you check in with yourself in regards to how you’re feeling. To boost your mood and start the day with an energy boost, incorporate physical activity in your routine too. Pick any workout you enjoy and perform it regularly. This will enhance your mood and improve your experience of your day. Whether it is the first thing in the morning, during lunchtime, or before bed, creating time and space for consistent exercise and mindfulness will help you feel relaxed and rejuvenated.
Set aside time regularly to do the things you love with those you love. Plan special dates that you’ll look forward to and don’t overlap with your work hours. This may include attending an online workout class, having a Zoom happy hour with friends, taking a walk with your partner, or anything else you want to make sure you fit into your day or week. You can also invest in more family time by checking in with your loved ones virtually and attending events, like birthdays and anniversaries. If you have any family events that may occur on a consistent basis, build your work schedule around those events instead of building those events around your work schedule, if possible.
The COVID-19 pandemic is the perfect time to reflect on your interests and adopt a new hobby that you love. If you’re WFH, you’re probably saving a lot of time and money on commuting, so why not put it toward a new activity or skill? Maybe it’s joining that 8 a.m. running club in your neighborhood, or growing flowers in your home garden, or perhaps learning a new language. Think about something that feels good to you and will help you decompress. This may be a good time to avoid the news, social media and just do something for yourself. Finding purpose in a hobby will not only spark your inner creativity but also uplift and motivate you.
While there may not be much to do on a vacation during a pandemic, you still need that time off for your mental health and well-being. Do something that comforts you—maybe it’s taking a staycation and doing a movie marathon or spending a week in your favorite city. During your vacation, make sure to mute all work-related emails and accounts, if possible, and just focus on having fun. Additionally, throughout the year, don’t be too hard on yourself—take breaks every so often for that much-needed “me time.” Reflect and evaluate when you need time off from work, which will shift you closer to the type of balance you are striving for. It is a process for most people, so reviewing and tweaking your schedule, habits, and boundaries regularly is important.
By Chasity Rodriguez
Social Media Director
by Chasity Rodriguez
Make sure your home is safeguarded against subfreezing temperatures. Our checklist will help you ensure you’re prepared.
Depending on the region of the United States you’re in, you’ll need to protect your pipes from bursting this winter.
Weather stripping or installing storm doors and windows will prevent cold air from entering your home or heat from escaping it, which will reduce your power bills. Door sweeps are also an effective and easy way to keep the cold out.
Animal nests or creosote buildup in your fireplace can be hazardous. Have an annual inspection before building your first fire of the season. Also, soot and other debris build up in the chimney. Call a chimney sweep to thoroughly clean the chimney before your first winter use. You should also vacuum or sweep out any accumulated ash from the firebox.
Cleaning your gutters is an important part of winter prep. A good rule of thumb is to have the gutters cleaned as soon as the last leaves have fallen in the autumn. To prevent clogging, inspect and clean the gutters of leaves and other debris. Clean gutters will also allow melting snow to drain properly.
If you want to avoid gutter cleanings, consider gutter guards. They can be made of stainless steel or polyvinyl chloride (PVC) and will help keep out leaves, pine needles, roof sand grit and other debris from your gutter. They need to be occasionally brushed off to ensure the guards work to their maximum effectiveness, but it’s not as strenuous as routine cleanings.
Caulk around windows and use foam outlet protectors to prevent cold air from entering your home. However, the majority of heat loss typically occurs via openings in the attic. Check to make sure that you have enough insulation.
In the winter, the Department of Energy suggests keeping the thermostat at 68 degrees Fahrenheit when you’re at home. Lower the thermostat a few degrees while you’re away or sleeping. Switching your thermostat out for a programmable version is a good idea. It’ll let you customize your heating so the system doesn’t run when you don’t need it, keeping your home comfortable and bills down.
Install a Programmable Thermostat
You’ll need to bring plants and flowering trees inside before the first cold snap. Typically, you should bring your plants in before temperatures dip below 45 degrees Fahrenheit.
Cold temperatures, snow and ice can damage outdoor furniture and grills. If possible, store them in the garage or basement. If you have a gas grill with a propane tank, close the tank valve and disconnect the tank first. It must be stored outside. If you don’t have storage space for your items, purchase covers to protect them from the elements. You also need to maintain your grill and cover it before putting it away for the season.
Outdoor power tools, such as mowers and string trimmers, need to be cleaned and maintained prior to storing. If you have a snow blower, it’s time to inspect it before the first snowfall to ensure it’s working properly.
Call your local power company to see if they conduct energy saving assessments. It’s often a free service where a representative will identify specific changes to make your home more energy efficient and save you money. In addition to the suggestions above, LED light bulbs and water heater blankets can also make a difference.
Your furnace will function more efficiently with a clean filter. A dirty filter with trapped lint, pollen, dust, etc., obstructs airflow and makes your furnace run longer to heat your home. Replace filters at least every three months.
Snow, rain, ice and wind can make it challenging for your home to withstand winter’s wrath. Of particular concern should be your roof. You can get a head start on winterizing your roof with a few key steps.
To help keep chilly air from leaking in through window cracks, swap out the lightweight summer curtains with thermal lined curtains or drapes. They’ll help keep your home warm and lower your heating bill. For the windows that don’t get direct sunlight, keep the curtains or drapes closed to keep the cold air out and the warm air in.
Don’t wait for the next big winter storm. Depending on where you live, there are certain staples that are good to stock up on ahead of time.
Written by Chasity Rodriguez
Social Media Director
Looking for Something to Read this Summer?
These are my reading picks to enjoy reading through July. I hope you enjoy them along with other reading options through Sno-Isle Libraries which is offering contact-free pick up and return of physical library materials. All online services and resources continue to be available. No in-library services are available at this time. sno-isle.org
Me and White Supremacy by Layla F. Saad
When Layla Saad began an Instagram challenge called #meandwhitesupremacy, she never predicted it would become a cultural movement. She encouraged people to own up and share their racist behaviors, big and small. She was looking for truth, and she got it… Thousands of people participated in the challenge, and over 80,000 people downloaded the supporting work Me and White Supremacy.
We Rise We Resist We Raise Our Voices by Hudson, Wade – Editor Hudson, Cheryl Willis – EditorBryan, Ashley
What do we tell our children when the world seems bleak, and prejudice and racism run rampant? With lavishly designed pages of original art and prose, fifty diverse creators lend voice to young activists.
We hope you enjoy the books I have chosen to put on our blog to read. Visit sno-isle.org to view other wonderful books that are available online. Sno-Isle Libraries are not open yet but you can reserve books online and there are safe pick up and drop off options for you.
Chasity Rodriguez
Social Media Director
Windermere Mill Creek Real Estate
At this uncertain time, when many are feeling an extreme loss of control, shifting your mindset and even discovering happiness can change your expectations as things go forward. Many factors play into why we are feeling the way we do right now. Not only with the pandemic but with the equality of our country.
Although many people think the key to happiness is their level of productivity, science finds the opposite is true: Increasing your happiness will actually boost your productivity. It’s important to seek positivity in the midst of a pandemic and beyond.
You can choose the things that resonate for you and skip what doesn’t. Here are some of the choices you can make:
Taking part in acts of kindness, even if it’s simply smiling at people you pass on the sidewalk, will raise your serotonin levels. “Little acts make the biggest difference in people’s lives” and your own.
At a time when many are living socially distant from others, it’s important that the interactions we do have are making a positive impact on our well-being. Evaluate how you feel about your relationships; lean into those bringing you good energy and back away from those who don’t.
Cut yourself some slack while your daily duties have shifted dramatically and concerns about your financial, mental, and physical well-being have escalated. We need to prioritize our self-care, We need to be kinder—and to start with ourselves.
Visit Monthofer’s website for more resources on taking care of yourself during these stressful times and beyond.
Even if unemployment benefits can cover bills right now, workers should prepare to make changes to their budget and their lifestyle.
MORE THAN 36 MILLION Americans have filed for unemployment benefits since mid-March. While the government is providing a $600 per week boost to the benefits of eligible workers, that extra money only lasts until July 31. Plus, it may not be enough to bridge the gap for some workers.
Workers should prepare to make changes to their budget and their lifestyle. People want to create a semblance of normality, but there is so much uncertainty.
No one knows how long the COVID-19 pandemic will last or when we will return to previous levels. People should be careful not to wait until their financial situation becomes precarious before taking action. Instead, know how to do the following in order to stretch your unemployment benefits:
“Take a deep breath and look at what (you) have,” says Jeff Corliss, managing director and partner at advisory firm RDM Financial Group. He advises people to list all their assets first so they have a full picture of their financial status. Understand how much the budget needs to be adjusted.
Before you start making changes, add up your normal expenses and subtract them from your unemployment benefits and other income available. If you have a shortage, that will need to be made up by money from savings or cuts to your budget.
“When evaluating your budget, review the transactions on your bank statement,” says Brandon Tucker, a certified financial planner and manager of financial planning at eMoney Advisor. “If your recurring expenses are automated, it can be difficult to remember where your dollars are being spent, so it’s a good idea to look at each line item on your statement.”
Then, decide what you can do without. “You really want to be in a cash conservation mode,” says Dan Keady, chief financial planning strategist at financial services firm TIAA. Again, you don’t want to wait until you are in financial crisis to make changes.
Eliminating subscriptions to streaming services and limiting takeout meals are both easy ways to cut monthly costs. Many mortgage companies and landlords are being flexible right now, so call to inquire into whether reduced or delayed payments might be an option as well. Also call your auto insurance company to see if cheaper coverage might be available now that you are no longer commuting.
Health insurance is the one expense you don’t want to cut. Getting sick without having medical coverage could be financially devastating and compound the problems caused by unemployment.
After adjusting your budget, you may want to look at how you can bring in some extra money until you are called back to the workplace. However, tread cautiously here since earning too much could make you ineligible for unemployment benefits.
“You really need to find out what your state allows,” Keady says. Some states limit people to a specific amount of earnings while others also limit the number of days a person can work. A few states have both requirements. For instance, in New York, unemployed workers can receive partial benefits so long as they work fewer than four days and earn no more than $504 in a week.
Assuming you are able to work, picking up temporary side jobs may be a simple way to supplement. Instacart, Shipt and DoorDash are all delivery services that may need an influx of workers during the pandemic. Selling items on online marketplaces such as Etsy may also be an option.
“If they can, (workers) should try to rebuild their skills,” Wilson says. Some community colleges are offering free classes to unemployed or underemployed workers. Courses through websites such as Skillshare or LinkedIn Learning may also be a source for online training.
While it may be tempting to go into debt to cover bills, it can make financial recovery for your family even more difficult. “Being unemployed is temporary, but high interest credit card debt is not,” Tucker says.
The CARES Act gives workers another way to access needed money. Under the law, those affected by the coronavirus can withdraw up to $100,000 from an IRA or 401(k) account in 2020. The money won’t be charged a 10% early withdrawal penalty, although funds from traditional accounts are subject to regular income tax. Those taxes can be paid off over a three-year period. The money can also be returned to a retirement account within three years of the distribution and not apply to annual contribution limits.
“That’s one of the last resorts I would use,” Corliss says. “You could blow up your retirement if you’re not thoughtful.”
If you do decide to dip into your retirement funds, make sure it isn’t simply delaying the inevitable. For example, don’t use money from a retirement account to make mortgage payments on a house you won’t be able to afford in the long term. If you don’t anticipate your income rebounding to a level at which it can support your lifestyle, it’s better to downsize sooner rather than later. Otherwise, you could end up losing not only the house, but your retirement fund as well.
Corliss remains optimistic about the future for American workers. He says, “It may hurt for a bit, but we’re going to get through this.”
by Chasity Rodriguez
Social Media Director